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Kapital Bank: Onlayn bankçılıq, ödənişlər, valyuta kalkulyatoru

Kapital Bank: The First Bank in Azerbaijan


  • If you are looking for a reliable, convenient Select the online loan payment option.

  • Enter your loan account number, payment amount, card number, expiration date, and CVV code.

  • Confirm your payment and receive a confirmation message.

The requirements for online loan payment are:

  • You must have a loan account with Kapital Bank or another bank.

  • You must have a debit or credit card issued by any bank in Azerbaijan.

  • You must have a stable internet connection and a compatible device.


If you want to buy or renovate your dream home, you can apply for a mortgage from Kapital Bank. This is a long-term loan that allows you to finance up to 80% of the property value. You can apply for a mortgage online or at any branch of Kapital Bank. You will need to provide your personal information, identification documents, income statement, property documents, and insurance policy. You can choose the mortgage amount, term, and interest rate that suit you best. You can also benefit from government subsidies and tax exemptions.

kapital .az

The features and options of the mortgage are:

  • You can borrow from 10,000 to 500,000 AZN.

  • You can repay it from 3 to 25 years.

  • You can get an interest rate from 7% to 14% per annum.

  • You can pay your monthly installment through online banking, mobile app, ATM, or branch.

  • You can get a government subsidy of up to 15% of the property value if you meet certain criteria.

  • You can get a tax exemption of up to 50% of the interest paid if you meet certain criteria.

Human Resources

Kapital Bank is not only a great bank for customers, but also a great employer for professionals. If you want to join Kapital Bank's professional team, you will have the opportunity to work in a dynamic, innovative, and rewarding environment. You will also have the chance to learn new skills, develop your career, and contribute to the society. Here is how you can join Kapital Bank's professional team:

How to join Kapital Bank's professional team?

To join Kapital Bank's professional team, you need to follow these steps:

  • Visit the careers section on kapital .az website and browse the vacancies.

  • Find the vacancy that matches your qualifications and interests.

  • Fill out the online application form and upload your resume.

  • Wait for the feedback from the human resources department.

  • If you are shortlisted, you will be invited for an interview and/or an assessment test.

  • If you are successful, you will receive an offer letter and sign a contract.

The qualifications and expectations for joining Kapital Bank's professional team are:

  • You must have a bachelor's degree or higher in a relevant field.

  • You must have at least one year of work experience in a similar position.

  • You must have excellent communication, analytical, and problem-solving skills.

  • You must have good knowledge of banking products and services.

  • You must have proficiency in Azerbaijani, English, and Russian languages.

  • You must have a positive attitude, a high sense of responsibility, and a willingness to learn and grow.

News and Updates

Kapital Bank is always striving to improve its performance, quality, and customer satisfaction. It is also always involved in various social and cultural activities that benefit the society. Here are some of the latest achievements and events of Kapital Bank:

What are the latest achievements and events of Kapital Bank?

Some of the latest achievements and events of Kapital Bank are:

  • Kapital Bank won the Best Bank in Azerbaijan award by Global Finance for the fifth time in a row. This award recognizes Kapital Bank's excellence in financial performance, customer service, innovation, and corporate governance.

  • Kapital Bank supported the Baku Jazz Festival as the general sponsor. This festival is one of the most prestigious cultural events in Azerbaijan that showcases local and international jazz musicians.

  • Kapital Bank offered attractive interest rates and cashback offers for its customers during the Novruz holiday. Customers who used their Birbank Cashback Installment Card could get up to 20% cashback on their purchases from selected partners.

  • Kapital Bank donated 100 laptops to low-income families with school-age children as part of its social responsibility program. This initiative aimed to help the students continue their online education during the COVID-19 pandemic.

  • Kapital Bank launched a new mobile app called Kapital24, which allows customers to access all the banking services from their smartphones. The app has a user-friendly interface, a high level of security, and a wide range of features.

Currency Calculator

Kapital Bank also provides a useful tool for its customers and visitors: the currency calculator. This tool allows you to convert between different currencies online, using the latest exchange rates. You can use the currency calculator to plan your budget, compare prices, or make transactions. Here is how you can use Kapital Bank's currency calculator:

How to use Kapital Bank's currency calculator?

To use Kapital Bank's currency calculator, you need to follow these steps:

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kapital bank kartın PIN kodunu dəyişmək üçün nə etməliyik?

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  • Visit the kapital .az website and click on the currency calculator icon.

  • Select the currency you want to convert from and enter the amount.

  • Select the currency you want to convert to and click on the calculate button.

  • See the result and the exchange rate on the screen.

The exchange rates for different currencies are:



Rate (AZN)

Azerbaijani Manat



US Dollar






Russian Ruble



Turkish Lira



British Pound



Chinese Yuan


You can also use the currency calculator to convert between other currencies, such as Canadian Dollar, Australian Dollar, Swiss Franc, Japanese Yen, and more. You can also see the historical exchange rates for the past 30 days.


Kapital Bank is the first and largest bank in Azerbaijan, offering a wide range of products and services to its customers. Whether you need a card, a loan, a mortgage, or an online banking service, Kapital Bank has it all. You can also benefit from the quality, security, and convenience of Kapital Bank. Kapital Bank is also a leader in the banking sector of Azerbaijan, with a strong financial position and a high reputation. It has been awarded several prestigious international awards and supports various social and cultural projects in the country. Kapital Bank also provides a useful tool for its customers and visitors: the currency calculator, which allows you to convert between different currencies online.

If you want to learn more about Kapital Bank and its products and services, you can visit their website at kapital .az. You can also contact them by phone, email, or online chat. You can also visit one of their branches or ATMs. Kapital Bank is always ready to help you with your financial needs and goals.


Here are some of the frequently asked questions about Kapital Bank:

  • Q1: How can I contact Kapital Bank?

  • A1: You can contact Kapital Bank by phone, email, or online chat. You can also visit one of their branches or ATMs. The contact details are available on their website.

Q2: How can I open an account


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